OPFI

Open Finance

      OPFI is the acronym that is used for Open-Finance.

     OPFI Open Finance is a term used to address the entire industry of finance that is built by leveraging open-source software and is not dependant on/ connected to, traditional financial environments. 

      The term is commonly used interchangeably with the more popular term DEFI (Decentralized-Finance). This is not an accurate linguistic play due to there being a subtle difference between the two; DEFI is rooted in cipher-punk “nobody owns the product” philosophy, empowering the end-user with sovereignty – OPFI philosophy is closer to that of Linux where private companies can offer services built from the open-source software.

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